Avista voluntary Long Term Care Insurance Program.
Washington State Residents: The WA Cares Act tax exemption period is from October 1, 2021 - December 31, 2022. For more information about applying for the exemption please click HERE.
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Educational Sessions Calendar
Advantages of the Special Enrollment
Coverage
Comprehensive coverage in your home, your community, assisted living facility or nursing home.
Portability
All plans are fully portable. If you are terminated, leave your job or move to another state, you can take your plan with you.
Tax Incentives
Tax-qualified, tax-free Federal benefits and State tax incentives (varies by State).
No Gender-Based Pricing
No gender-based pricing which means applicants do not pay higher premiums based on their gender.
Simplified Underwriting
Employees ages 18-64, working at least 20 hours per week and actively-at-work spouses/partners ages 18-49, who apply with the eligible employee will have fewer health-related questions to answer, will not have a medical exam, and most will not have to provide medical records as proof of good health if you apply during this special enrollment.